/* Variables: colores del logo (#3AED35 verde, #043BA3 azul) */
:root {
  --color-primary: #3AED35;
  --color-primary-dark: #2bc727;
  --color-primary-light: #5ef259;
  --color-primary-rgb: 58, 237, 53;
  --color-accent: #3AED35;
  --color-bg: #f5f5f5;
  --color-bg-dark: #043BA3;
  --color-text: #212121;
  --color-text-muted: #616161;
  --color-white: #ffffff;
  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Source Sans 3', sans-serif;
  --shadow: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
  --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
  --radius: 12px;
  --radius-lg: 20px;
  --transition: 0.2s ease;
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
  overflow-x: hidden;
}

/* Header */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: white;
  box-shadow: var(--shadow);
  transition: background var(--transition), box-shadow var(--transition);
}

.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.logo {
  display: flex;
  align-items: center;
  text-decoration: none;
  line-height: 1;
}

.logo img {
  height: 44px;
  width: auto;
  max-width: 200px;
  object-fit: contain;
  display: block;
}

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
}

.menu-toggle span {
  width: 24px;
  height: 2px;
  background: var(--color-text);
  border-radius: 2px;
  transition: var(--transition);
}

.menu-toggle.is-active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.menu-toggle.is-active span:nth-child(2) {
  opacity: 0;
}
.menu-toggle.is-active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.nav-mobile-logo {
  display: none;
}

.nav-mobile-actions {
  display: none;
}

.nav-list {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.nav-list li {
  position: relative;
}

.nav-list a {
  display: block;
  padding: 0.5rem 0.75rem;
  color: var(--color-text);
  text-decoration: none;
  font-weight: 500;
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
}

.nav-list a:hover {
  color: var(--color-primary);
  background: rgba(var(--color-primary-rgb), 0.12);
}

.dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 240px;
  background: var(--color-white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  padding: 0.5rem 0;
  list-style: none;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: opacity var(--transition), visibility var(--transition), transform var(--transition);
}

.has-dropdown:hover .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown li a {
  padding: 0.6rem 1rem;
  white-space: nowrap;
}

.btn-contact {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.6rem 1.25rem;
  background: var(--color-primary);
  color: var(--color-white) !important;
  border-radius: var(--radius);
  font-weight: 600;
  line-height: 1;
  text-decoration: none;
  transition: background var(--transition), transform var(--transition);
}

.btn-contact-icon {
  flex-shrink: 0;
  display: block;
  vertical-align: middle;
}

.btn-contact:hover {
  background: var(--color-primary-dark);
  transform: translateY(-1px);
}

.btn-login {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.6rem 1.25rem;
  background: transparent;
  color: var(--color-primary) !important;
  border: 2px solid var(--color-primary);
  border-radius: var(--radius);
  font-weight: 600;
  line-height: 1;
  text-decoration: none;
  transition: background var(--transition), color var(--transition), transform var(--transition);
  margin-right: 0.5rem;
}

.btn-login-icon {
  flex-shrink: 0;
  display: block;
  vertical-align: middle;
}

.btn-login:hover {
  background: var(--color-primary);
  color: var(--color-white) !important;
  transform: translateY(-1px);
}

/* Hero con fondos dinámicos (banner001, banner002) */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  background-color: var(--color-bg-dark);
  color: var(--color-white);
  padding: 6rem 1.5rem 4rem;
  position: relative;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  opacity: 0;
  transition: opacity 1s ease-in-out;
  z-index: 0;
}

.hero-bg-1 { background-image: url("imagenes/banner001.png"); }
.hero-bg-2 { background-image: url("imagenes/banner002.png"); }

.hero-bg.active {
  opacity: 1;
  z-index: 1;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.4);
  pointer-events: none;
  z-index: 2;
}

.hero-inner {
  position: relative;
  z-index: 3;
  width: 100%;
  max-width: 700px;
  margin: 0;
  margin-right: auto;
  padding-left: 1.5rem;
  text-align: left;
}

.hero-content {
  text-align: left;
}

.hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3.25rem);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 1rem;
}

.hero-subtitle {
  font-size: clamp(1.1rem, 2.5vw, 1.35rem);
  color: rgba(255, 255, 255, 0.95);
  margin-bottom: 0.75rem;
}

.hero-subtitle strong {
  color: var(--color-primary-light);
}

.hero-description {
  font-size: clamp(0.95rem, 2vw, 1.1rem);
  color: rgba(255, 255, 255, 0.9);
  line-height: 1.55;
  margin-bottom: 1.75rem;
  max-width: 520px;
}

.btn {
  display: inline-block;
  padding: 0.85rem 1.75rem;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  text-align: center;
  text-decoration: none;
  border-radius: var(--radius);
  cursor: pointer;
  border: 2px solid transparent;
  transition: background var(--transition), color var(--transition), border-color var(--transition), transform var(--transition);
}

.btn-primary {
  background: var(--color-primary);
  color: var(--color-white);
}

.btn-primary:hover {
  background: var(--color-primary-dark);
  transform: translateY(-2px);
}

.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border-color: var(--color-primary);
}

.btn-outline:hover {
  background: var(--color-primary);
  color: var(--color-white);
}

/* Sections */
.section {
  padding: 4rem 1.5rem;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
}

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  font-weight: 700;
  color: var(--color-text);
  text-align: center;
  margin-bottom: 0.5rem;
}

.section-title span {
  color: var(--color-primary);
}

.section-subtitle {
  text-align: center;
  color: var(--color-text-muted);
  margin-bottom: 2.5rem;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}

/* Préstamos grid */
.prestamos-section {
  background: var(--color-white);
}

/* Título de sección en azul oscuro (estilo referencia) */
.section-title-dark {
  color: var(--color-bg-dark);
  font-size: clamp(1.75rem, 4vw, 2.35rem);
  font-weight: 700;
  letter-spacing: -0.02em;
}

.prestamos-section-cards .section-subtitle {
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
}

.prestamos-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.75rem;
  margin-top: 2rem;
}

.prestamos-section-cards .prestamos-grid {
  padding-top: 3rem;
}

.prestamo-card {
  background: var(--color-bg);
  border-radius: var(--radius-lg);
  padding: 2rem;
  text-align: center;
  transition: box-shadow var(--transition), transform var(--transition);
  border: 1px solid rgba(0, 0, 0, 0.06);
}

/* Tarjetas profesionales con borde izquierdo */
.prestamo-card-accent {
  background: var(--color-white);
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-left: 5px solid var(--color-bg-dark);
  border-radius: 12px;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.04);
  text-align: left;
  overflow: visible;
  padding: 2.5rem 1.75rem 1.75rem;
  padding-top: 2.75rem;
  transition: box-shadow 0.25s ease, transform 0.25s ease, border-color 0.2s ease;
}

.prestamo-card-accent:hover {
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.08);
  transform: translateY(-3px);
  border-left-color: var(--color-bg-dark);
}

.prestamo-card-accent h3 {
  color: var(--color-bg-dark);
  font-size: 1.05rem;
  font-weight: 700;
  line-height: 1.35;
  letter-spacing: -0.01em;
  margin-bottom: 0.75rem;
}

.prestamo-card-accent p {
  font-size: 0.9rem;
  line-height: 1.55;
  color: var(--color-text-muted);
  margin-bottom: 1rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid rgba(0, 0, 0, 0.06);
}

/* Caja de requisitos en tarjetas de préstamo */
.prestamo-requisitos-box {
  background: linear-gradient(135deg, rgba(4, 59, 163, 0.06) 0%, rgba(4, 59, 163, 0.02) 100%);
  border-left: 4px solid var(--color-bg-dark);
  border-radius: 0 8px 8px 0;
  padding: 1rem 1.25rem;
  margin: 1rem 0 1.5rem;
}

.prestamo-requisitos-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-bg-dark);
  margin: 0 0 0.6rem;
  display: flex;
  align-items: center;
  gap: 0.35rem;
}

.prestamo-requisitos-title::before {
  content: '';
  display: inline-block;
  width: 6px;
  height: 6px;
  background: var(--color-primary);
  border-radius: 50%;
}

.prestamo-requisitos-list {
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 0.875rem;
  line-height: 1.6;
  color: var(--color-text);
}

.prestamo-requisitos-list li {
  position: relative;
  padding-left: 1.35rem;
  margin-bottom: 0.4rem;
}

.prestamo-requisitos-list li:last-child {
  margin-bottom: 0;
}

.prestamo-requisitos-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: 700;
  font-size: 0.8rem;
}

.prestamo-card-accent p.prestamo-requisitos {
  font-size: 0.85rem;
  padding-bottom: 0;
  border-bottom: none;
  margin-bottom: 1.5rem;
  margin-top: 0;
}

.prestamos-grid-2-cards {
  grid-template-columns: repeat(2, 1fr);
}

.prestamo-card-accent .btn-dark {
  width: 100%;
  padding: 0.75rem 1.25rem;
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  background: var(--color-bg-dark);
  color: var(--color-white);
  border: none;
  border-radius: 8px;
  text-align: center;
  transition: background 0.2s ease, transform 0.15s ease;
}

.prestamo-card-accent .btn-dark:hover {
  background: #0a2d7a;
  color: var(--color-white);
  transform: translateY(-1px);
}

.prestamo-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.prestamo-icon {
  margin-bottom: 1rem;
  line-height: 0;
  text-align: center;
}

.prestamo-card-accent .prestamo-icon {
  margin-bottom: 1.25rem;
  margin-top: -4.5rem;
}

.prestamo-card-accent .prestamo-icon img {
  max-width: 100px;
  height: auto;
  object-fit: contain;
  display: block;
  margin: 0 auto;
  filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.06));
}

.prestamo-icon img {
  width: 100%;
  max-width: 100px;
  height: auto;
  object-fit: contain;
  display: block;
  margin: 0 auto;
}

.prestamo-card h3 {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 600;
  margin-bottom: 0.75rem;
  color: var(--color-text);
}

.prestamo-card p {
  color: var(--color-text-muted);
  margin-bottom: 1.25rem;
  font-size: 0.95rem;
}

.prestamo-card .btn {
  width: 100%;
}

.prestamos-grid-2 {
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}

.prestamo-card-featured .btn {
  background: var(--color-primary);
  color: var(--color-white);
  border-color: var(--color-primary);
}

/* Conoce DUOCASH / About */
.about-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}

.about-block {
  background: rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.about-block h3 {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  margin-bottom: 0.75rem;
  color: var(--color-white);
}

.about-block p {
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.5;
}

.requisitos-list {
  list-style: none;
  margin-top: 1rem;
  text-align: left;
  max-width: 400px;
  margin-left: auto;
  margin-right: auto;
}

.requisitos-list li {
  padding: 0.5rem 0;
  padding-left: 1.5rem;
  position: relative;
  color: var(--color-text);
}

.requisitos-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: bold;
}

.contact-info {
  margin: 1.5rem 0;
  text-align: center;
}

.contact-info p {
  margin-bottom: 0.5rem;
  color: var(--color-text);
}

.contact-info a {
  color: var(--color-primary);
  text-decoration: none;
}

.contact-info a:hover {
  text-decoration: underline;
}

.proceso-section-alt .proceso-tagline {
  margin-bottom: 1.5rem;
}

/* ¿Cómo Pagar? */
.como-pagar-section {
  background: var(--color-white) url("imagenes/fondo_como_pagar.png") no-repeat center center;
  background-size: cover;
  background-attachment: scroll;
}

.como-pagar-header {
  margin-bottom: 2.5rem;
  text-align: center;
}

.como-pagar-intro {
  max-width: 640px;
  margin: 0.5rem auto 0;
  font-size: 1.05rem;
  line-height: 1.6;
  color: var(--color-text);
}

.como-pagar-intro strong {
  color: var(--color-bg-dark);
}

.como-pagar-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
  margin-top: 0;
}

.como-pagar-grid-3 {
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
}

/* Animación al entrar en vista */
@keyframes comoPagarFadeIn {
  from {
    opacity: 0;
    transform: translateY(24px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.como-pagar-card {
  background: var(--color-bg);
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-left: 4px solid transparent;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-left-color 0.25s ease;
  text-align: center;
  cursor: pointer;
  position: relative;
  opacity: 0;
  transform: translateY(24px);
}

.como-pagar-grid.is-visible .como-pagar-card {
  animation: comoPagarFadeIn 0.5s ease forwards;
}

.como-pagar-grid.is-visible .como-pagar-card:nth-child(1) { animation-delay: 0.1s; }
.como-pagar-grid.is-visible .como-pagar-card:nth-child(2) { animation-delay: 0.25s; }
.como-pagar-grid.is-visible .como-pagar-card:nth-child(3) { animation-delay: 0.4s; }

.como-pagar-card:hover,
.como-pagar-card:focus {
  outline: none;
  transform: translateY(-6px) scale(1.02);
  box-shadow: 0 16px 36px rgba(0, 0, 0, 0.12);
  border-left-color: var(--color-primary);
}

.como-pagar-card-img {
  background: var(--color-white);
  padding: 2rem;
  min-height: 160px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.25s ease;
}

.como-pagar-card:hover .como-pagar-card-img,
.como-pagar-card:focus .como-pagar-card-img {
  background: rgba(58, 237, 53, 0.06);
}

.como-pagar-card-img img {
  width: 100%;
  max-width: 140px;
  height: auto;
  object-fit: contain;
  display: block;
  transition: transform 0.3s ease;
}

.como-pagar-card:hover .como-pagar-card-img img,
.como-pagar-card:focus .como-pagar-card-img img {
  transform: scale(1.08);
}

.como-pagar-card h3 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-bg-dark);
  margin: 1.25rem 1.5rem 0.5rem;
  transition: color 0.2s ease;
}

.como-pagar-card:hover h3,
.como-pagar-card:focus h3 {
  color: var(--color-primary);
}

.como-pagar-card p {
  font-size: 0.95rem;
  line-height: 1.5;
  color: var(--color-text-muted);
  margin: 0 1.5rem 2rem;
}

.como-pagar-card-hint {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--color-primary);
  opacity: 0;
  transform: translateY(4px);
  transition: opacity 0.25s ease, transform 0.25s ease;
}

.como-pagar-card:hover .como-pagar-card-hint,
.como-pagar-card:focus .como-pagar-card-hint {
  opacity: 1;
  transform: translateY(0);
}

/* Pasos para pagar por transferencia / OXXO */
.pasos-transferencia {
  margin-top: 3.5rem;
  padding-top: 2.5rem;
  border-top: 1px solid rgba(0, 0, 0, 0.08);
}

/* Pasos dentro de la tarjeta de Transferencia */
.como-pagar-card-con-pasos {
  display: flex;
  flex-direction: column;
}

.pasos-dentro-card {
  margin-top: 1.25rem;
  padding-top: 1.25rem;
  border-top: 1px solid rgba(0, 0, 0, 0.08);
}

.pasos-dentro-card .pasos-transferencia-titulo {
  font-size: clamp(1rem, 2.2vw, 1.2rem);
  margin-bottom: 1rem;
}

.pasos-dentro-card .pasos-transferencia-lista {
  grid-template-columns: 1fr;
  gap: 0.75rem;
}

.pasos-dentro-card .paso-transferencia-card {
  padding: 1rem;
}

.pasos-dentro-card .paso-transferencia-num {
  font-size: 1.25rem;
  margin-bottom: 0.5rem;
}

.pasos-dentro-card .paso-transferencia-icon {
  min-height: 60px;
  margin-bottom: 0.5rem;
}

.pasos-dentro-card .paso-transferencia-icon img {
  max-width: 56px;
}

.pasos-dentro-card .paso-transferencia-card p {
  font-size: 0.85rem;
}

.pasos-oxxo {
  margin-top: 2.5rem;
}

.pasos-transferencia-titulo {
  font-family: var(--font-heading);
  font-size: clamp(1.35rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-bg-dark);
  margin-bottom: 1.5rem;
}

.pasos-transferencia-lista {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.paso-transferencia-card {
  background: var(--color-white);
  border-radius: 16px;
  padding: 1.5rem;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
  border: 1px solid rgba(0, 0, 0, 0.05);
  transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.paso-transferencia-card:hover {
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
  transform: translateY(-2px);
}

.paso-transferencia-num {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--color-bg-dark);
  margin-bottom: 1rem;
  line-height: 1;
}

.paso-transferencia-icon {
  margin-bottom: 1rem;
  min-height: 100px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.paso-transferencia-icon img {
  max-width: 100px;
  height: auto;
  object-fit: contain;
  display: block;
}

.paso-transferencia-card p {
  font-size: 0.9rem;
  line-height: 1.5;
  color: var(--color-text);
  margin: 0;
}

.paso-transferencia-card p strong {
  color: var(--color-bg-dark);
}

@media (max-width: 768px) {
  .pasos-transferencia-lista {
    grid-template-columns: 1fr;
  }
}

/* Beneficios */
.beneficios-section {
  background: var(--color-bg);
}

.beneficios-container {
  max-width: 1100px;
}

/* Layout: grid 3x2 a la izquierda, imagen a la derecha */
.beneficios-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: center;
  margin-top: 0;
}

.beneficios-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  grid-template-rows: repeat(3, auto);
  gap: 1.25rem;
}

.beneficio {
  text-align: left;
  padding: 1.5rem 1.25rem;
  background: var(--color-white);
  border-radius: 16px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
  border: 1px solid rgba(0, 0, 0, 0.04);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.beneficio:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
}

.beneficio-icon {
  display: block;
  margin-bottom: 0.75rem;
  line-height: 0;
}

.beneficio-icon img {
  width: auto;
  max-width: 56px;
  height: auto;
  max-height: 56px;
  object-fit: contain;
  display: block;
}

.beneficio h4 {
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.35rem;
  color: var(--color-bg-dark);
}

.beneficio p {
  font-size: 0.875rem;
  line-height: 1.45;
  color: var(--color-text-muted);
  margin: 0;
}

/* Ilustración derecha (bolsa de dinero / monedas) */
.beneficios-ilustracion {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 320px;
}

.beneficios-ilustracion img {
  width: 100%;
  max-width: 380px;
  height: auto;
  object-fit: contain;
  display: block;
  filter: drop-shadow(0 8px 24px rgba(0, 0, 0, 0.1));
}

/* Proceso */
.proceso-section {
  background: var(--color-bg-dark);
  color: var(--color-white);
}

.proceso-section .section-title {
  color: var(--color-white);
}

.proceso-section .section-title span {
  color: var(--color-primary-light);
}

.proceso-tagline {
  text-align: center;
  font-size: 1.25rem;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 2.5rem;
}

.proceso-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}

.step {
  background: rgba(255, 255, 255, 0.06);
  border-radius: var(--radius-lg);
  padding: 2rem;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: background var(--transition), border-color var(--transition);
}

.step:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--color-primary);
}

.step-num {
  display: block;
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--color-primary-light);
  margin-bottom: 0.75rem;
  line-height: 1;
}

.step h3 {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 600;
  line-height: 1.4;
}

/* Proceso de Solicitud – estilo claro (como referencia visual) */
.proceso-section-light {
  background: var(--color-white);
  color: var(--color-text);
}

.proceso-header {
  text-align: center;
  margin-bottom: 2.5rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(0, 0, 0, 0.08);
}

.proceso-section-light .proceso-title {
  margin: 0 0 0.75rem 0;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(2.25rem, 5vw, 3.25rem);
  line-height: 1.15;
  letter-spacing: -0.02em;
}

/* Dos textos: uno izquierda, otro derecha; al hacer scroll se cierran y completan la frase */
.proceso-title-split {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: baseline;
  gap: 0.25rem 0.5rem;
  overflow: hidden;
}

.proceso-title-de {
  color: var(--color-bg-dark);
  transform: translateX(-12vw);
  opacity: 0.85;
  transition: transform 0.8s cubic-bezier(0.22, 1, 0.36, 1), opacity 0.6s ease;
}

.proceso-title-solicitud {
  color: var(--color-primary);
  transform: translateX(12vw);
  opacity: 0.85;
  transition: transform 0.8s cubic-bezier(0.22, 1, 0.36, 1), opacity 0.6s ease;
}

.proceso-header.is-visible .proceso-title-de {
  transform: translateX(0);
  opacity: 1;
}

.proceso-header.is-visible .proceso-title-solicitud {
  transform: translateX(0);
  opacity: 1;
}

.proceso-header.is-visible .proceso-title-split {
  justify-content: center;
}

.proceso-tagline-colored {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 0 0.35rem;
  margin: 0;
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 600;
  letter-spacing: 0.04em;
}

.proceso-tagline-colored .tagline-facil,
.proceso-tagline-colored .tagline-seguro {
  color: var(--color-primary);
}

.proceso-tagline-colored .tagline-rapido {
  color: var(--color-bg-dark);
}

.proceso-tagline-colored .tagline-sep {
  color: rgba(0, 0, 0, 0.25);
  font-weight: 400;
  font-size: 0.9em;
}

.proceso-steps-light {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-top: 2rem;
}

.step-light {
  position: relative;
  background: white;
  border-radius: var(--radius-lg);
  padding: 2rem 1.25rem;
  border: 1px solid rgba(0, 0, 0, 0.06);
  text-align: center;
  overflow: hidden;
  min-height: 220px;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.step-light:hover {
  background: var(--color-white);
  box-shadow: var(--shadow-lg);
}

.step-num-bg {
  position: absolute;
  top: 0.25rem;
  left: 50%;
  transform: translateX(-50%);
  font-family: var(--font-heading);
  font-size: 4.5rem;
  font-weight: 700;
  color: rgba(0, 0, 0, 0.08);
  line-height: 1;
  pointer-events: none;
}

.step-icon {
  position: relative;
  z-index: 1;
  display: block;
  margin-bottom: 1rem;
  line-height: 0;
  flex-shrink: 0;
}

.step-icon img {
  width: 100%;
  max-width: 120px;
  height: auto;
  object-fit: contain;
  display: block;
  margin: 0 auto;
}

.step-light h3 {
  position: relative;
  z-index: 1;
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 600;
  line-height: 1.35;
  color: var(--color-bg-dark);
  margin-top: auto;
  margin-bottom: 0;
}

/* Testimonios */
.testimonios-section {
  position: relative;
  background-image: url("imagenes/clientes.png");
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.testimonios-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, rgba(58, 237, 53, 0.5) 0%, rgba(4, 59, 163, 0.5) 100%);
  pointer-events: none;
}

.testimonios-section .container {
  position: relative;
  z-index: 1;
}

.testimonios-section .section-title {
  color: var(--color-white);
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.15);
}

.testimonios-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
  margin-top: 2rem;
}

.testimonio {
  background: var(--color-white);
  padding: 2rem;
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
  font-style: normal;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
}

.testimonio p {
  color: var(--color-text);
  margin-bottom: 1rem;
  font-size: 1rem;
  line-height: 1.6;
}

.testimonio cite {
  font-style: normal;
  color: var(--color-text-muted);
  font-size: 0.9rem;
}

/* Encuéntranos */
.encuentranos-section {
  background: var(--color-bg);
}

.encuentranos-header {
  text-align: center;
  margin-bottom: 2.5rem;
}

.stats-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0;
  margin-bottom: 3rem;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  overflow: hidden;
}

.stat {
  flex: 1;
  min-width: 120px;
  text-align: center;
  padding: 1.75rem 1.5rem;
  position: relative;
}

.stat + .stat::before {
  content: '';
  position: absolute;
  left: 0;
  top: 20%;
  height: 60%;
  width: 1px;
  background: rgba(0, 0, 0, 0.08);
}

.stat-num {
  display: block;
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--color-bg-dark);
  line-height: 1.1;
}

.stat-label {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--color-text-muted);
  margin-top: 0.25rem;
  display: block;
}

/* Layout: info izquierda + mapa derecha */
.encuentranos-layout {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 2rem;
  align-items: stretch;
  margin-bottom: 2.5rem;
}

.encuentranos-info {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.info-card {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  background: var(--color-white);
  border-radius: var(--radius);
  padding: 1.25rem 1.5rem;
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.05);
  border: 1px solid rgba(0, 0, 0, 0.05);
  transition: box-shadow 0.2s ease, transform 0.2s ease;
}

.info-card:hover {
  box-shadow: var(--shadow);
  transform: translateX(4px);
}

.info-card-icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(4, 59, 163, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-bg-dark);
}

.info-card-body h4 {
  font-family: var(--font-heading);
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-text-muted);
  margin-bottom: 0.25rem;
}

.info-card-body p,
.info-card-body a {
  font-size: 0.95rem;
  color: var(--color-text);
  line-height: 1.5;
  margin: 0;
  text-decoration: none;
}

.info-card-body a {
  color: var(--color-bg-dark);
  font-weight: 500;
}

.info-card-body a:hover {
  color: var(--color-primary-dark);
  text-decoration: underline;
}

/* Mapa */
.encuentranos-mapa {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  min-height: 340px;
  border: 1px solid rgba(0, 0, 0, 0.06);
}

.encuentranos-mapa iframe {
  display: block;
  width: 100%;
  height: 100%;
  min-height: 340px;
}

/* CTA */
.encuentranos-cta {
  text-align: center;
  background: var(--color-bg-dark);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  color: var(--color-white);
}

.encuentranos-cta p {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 1.5rem;
}

.encuentranos-cta-btns {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: center;
}

.btn-outline-dark {
  background: transparent;
  color: var(--color-white);
  border: 2px solid rgba(255, 255, 255, 0.4);
  border-radius: var(--radius);
  padding: 0.85rem 1.75rem;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  transition: background var(--transition), border-color var(--transition);
  display: inline-block;
}

.btn-outline-dark:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.7);
}

/* Footer */
.footer {
  background: var(--color-bg-dark);
  color: rgba(255, 255, 255, 0.85);
  padding: 3rem 1.5rem 2rem;
}

.footer-tagline {
  text-align: center;
  margin-bottom: 1.5rem;
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.7);
}

.footer-social {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
}

.footer-social-title {
  margin: 0;
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.95);
}
  margin-bottom: 2rem;
}

.footer-social a {
  color: var(--color-primary-light);
  text-decoration: none;
  font-weight: 500;
}

.footer-social a:hover {
  text-decoration: underline;
}

.footer-social-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.35rem;
  border-radius: var(--radius);
  color: #fff;
  transition: color 0.2s ease, transform 0.2s ease, background 0.2s ease;
}
.footer-social-link .footer-social-icon,
.footer-social-link svg {
  fill: currentColor;
}
.footer-social-link:hover {
  text-decoration: none;
  color: var(--color-primary-light);
  transform: scale(1.1);
  background: rgba(255, 255, 255, 0.1);
}

.footer-social-icon {
  display: block;
}

.footer-nav {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 2rem;
  max-width: 900px;
  margin: 0 auto 2rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.footer-col h4 {
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 0.75rem;
  color: var(--color-white);
}

.footer-col ul {
  list-style: none;
}

.footer-col li {
  margin-bottom: 0.4rem;
}

.footer-col a {
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  font-size: 0.9rem;
}

.footer-col a:hover {
  color: var(--color-primary-light);
}

.footer-condusef {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  margin-top: 1.5rem;
  padding-top: 1rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.footer-condusef-leyenda {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 0.5rem;
}

.footer-condusef-logo {
  display: block;
  max-height: 48px;
  width: auto;
  margin: 0 auto;
}

.footer-legal,
.footer-cat {
  text-align: center;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.5);
  margin-top: 1rem;
  line-height: 1.5;
}

.footer-dev {
  margin-top: 0.25rem;
  font-size: 0.75rem;
}

.footer-cat {
  margin-top: 0.5rem;
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
}

/* Responsive */
@media (max-width: 900px) {
  .encuentranos-layout {
    grid-template-columns: 1fr;
  }

  .encuentranos-mapa {
    min-height: 280px;
  }

  .encuentranos-mapa iframe {
    min-height: 280px;
  }
}

@media (max-width: 768px) {
  .logo img {
    height: 38px;
  }

  .header .btn-login,
  .header .btn-contact {
    display: none;
  }

  .menu-toggle {
    display: flex;
    position: relative;
    z-index: 1002;
    cursor: pointer;
  }

  .nav {
    position: fixed;
    top: 0;
    right: 0;
    width: 280px;
    max-width: 85vw;
    height: 100vh;
    z-index: 1001;
    background: linear-gradient(180deg, var(--color-bg-dark) 0%, #032a7a 50%, #022058 100%);
    color: #fff;
    box-shadow: -4px 0 20px rgba(0, 0, 0, 0.2);
    padding: 0 0 1.5rem;
    transform: translateX(100%);
    transition: transform 0.3s ease;
    overflow-y: auto;
  }

  .nav.is-open {
    transform: translateX(0);
  }

  .nav-mobile-logo {
    display: block;
    padding: 4.5rem 1.5rem 1rem;
    text-align: center;
    border-bottom: 3px solid var(--color-primary);
    background: rgba(255, 255, 255, 0.06);
  }

  .nav-mobile-logo-link {
    display: inline-block;
  }

  .nav-mobile-logo-link img {
    height: 42px;
    width: auto;
    max-width: 180px;
    object-fit: contain;
    filter: brightness(0) invert(1);
  }

  .nav-list {
    flex-direction: column;
    align-items: stretch;
    padding: 1rem 1.5rem 0;
  }

  .nav-list a {
    color: #3AED35;
    padding: 0.65rem 0.75rem;
    border-radius: var(--radius);
  }

  .nav-list a:hover {
    color: var(--color-primary-light);
    background: rgba(255, 255, 255, 0.12);
  }

  /* En móvil el submenú Préstamos se muestra siempre (lista plana, sin toggle) */
  .dropdown {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    padding-left: 1rem;
    margin-top: 0.25rem;
    max-height: none;
    overflow: visible;
    border-left: 3px solid var(--color-primary);
  }

  .dropdown a:hover {
    color: var(--color-primary-light);
  }

  .nav-mobile-actions {
    display: block;
    padding: 1rem 1.5rem 0;
    margin-top: 0.5rem;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
  }

  .nav-mobile-login {
    display: block;
    text-align: center;
    padding: 0.75rem 1rem;
    background: rgba(255, 255, 255, 0.08);
    color: #fff;
    border: 2px solid var(--color-primary);
    border-radius: var(--radius);
    font-weight: 600;
    text-decoration: none;
    transition: background 0.2s ease, color 0.2s ease;
  }

  .nav-mobile-login:hover {
    background: var(--color-primary);
    color: var(--color-bg-dark);
  }

  .btn-contact {
    margin-top: 1rem;
    text-align: center;
  }

  .hero {
    padding-top: 5rem;
    min-height: auto;
    padding-bottom: 4rem;
  }

  .stat + .stat::before {
    display: none;
  }

  .encuentranos-cta-btns .btn,
  .encuentranos-cta-btns .btn-outline-dark {
    width: 100%;
    text-align: center;
  }
}

@media (max-width: 480px) {
  .section {
    padding: 3rem 1rem;
  }

  .prestamos-grid,
  .prestamos-grid-2-cards {
    grid-template-columns: 1fr;
  }

  .beneficios-layout {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .beneficios-ilustracion {
    min-height: 240px;
  }

  .beneficios-ilustracion img {
    max-width: 280px;
    margin: 0 auto;
  }

  .beneficios-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
  }

  .proceso-steps {
    grid-template-columns: 1fr;
  }

  .proceso-steps-light {
    grid-template-columns: 1fr;
  }
}

/* Blog */
.main-content {
  padding-top: 76px;
}
.container-narrow {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 1.5rem;
}
.blog-mensaje {
  text-align: center;
  color: var(--color-text-muted);
  margin: 2rem 0;
}
.blog-mensaje code {
  background: #eee;
  padding: 0.2em 0.4em;
  border-radius: 4px;
  font-size: 0.9em;
}
.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}
.blog-card {
  background: #fff;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  border-left: 4px solid var(--color-bg-dark);
  transition: box-shadow var(--transition);
}
.blog-card:hover {
  box-shadow: var(--shadow-lg);
}
.blog-card-image {
  display: block;
  aspect-ratio: 16/10;
  overflow: hidden;
  background: var(--color-bg);
}
.blog-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.blog-card-body {
  padding: 1.25rem;
}
.blog-card-date {
  display: block;
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-bottom: 0.5rem;
}
.blog-card-title {
  font-size: 1.2rem;
  margin-bottom: 0.5rem;
  line-height: 1.3;
}
.blog-card-title a {
  color: inherit;
  text-decoration: none;
}
.blog-card-title a:hover {
  color: var(--color-primary-dark);
}
.blog-card-resumen {
  font-size: 0.95rem;
  color: var(--color-text-muted);
  margin-bottom: 1rem;
  line-height: 1.5;
}
.blog-card-link {
  display: inline-block;
  font-size: 0.9rem;
}
.blog-back {
  display: inline-block;
  margin-bottom: 1.5rem;
  color: var(--color-bg-dark);
  text-decoration: none;
  font-weight: 500;
}
.blog-back:hover {
  text-decoration: underline;
}
.blog-single-header {
  margin-bottom: 1.5rem;
}
.blog-single-header time {
  display: block;
  font-size: 0.9rem;
  color: var(--color-text-muted);
  margin-bottom: 0.5rem;
}
.blog-single-title {
  font-size: 1.75rem;
  line-height: 1.3;
  color: var(--color-text);
}
.blog-single-image {
  margin: 0 0 1.5rem;
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--color-bg);
}
.blog-single-image img {
  width: 100%;
  height: auto;
  display: block;
}
.blog-single-content {
  line-height: 1.7;
}
.blog-single-content p {
  margin-bottom: 1rem;
}
.blog-card-author,
.blog-single-author {
  font-size: 0.9rem;
  color: var(--color-text-muted);
  margin-bottom: 0.5rem;
}

.blog-card-author-row {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 0.65rem;
  margin-bottom: 0.75rem;
}

.blog-card-author-avatar {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  border: 2px solid var(--color-bg);
  box-shadow: 0 0 0 1px rgba(4, 59, 163, 0.12);
}

.blog-card-author-text {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 0.15rem;
  min-width: 0;
  text-align: right;
}

.blog-card-author-name {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-text);
}

.blog-single-author-row {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 1rem;
  margin: 0.75rem 0 1.25rem;
  padding: 0.85rem 1rem;
  background: var(--color-bg);
  border-radius: var(--radius);
  border-right: 4px solid var(--color-primary);
}

.blog-single-author-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  border: 2px solid #fff;
  box-shadow: var(--shadow);
}

.blog-single-author-text {
  min-width: 0;
  text-align: right;
}

.blog-single-author-line {
  margin: 0;
  font-size: 1rem;
  color: var(--color-text);
  font-weight: 600;
}

.blog-single-author-label {
  font-weight: 500;
  color: var(--color-text-muted);
  margin-right: 0.25rem;
}

/* Formulario crear post */
.form-crear-post {
  max-width: 640px;
  margin-top: 1.5rem;
}
.form-crear-post .form-group {
  margin-bottom: 1.25rem;
}
.form-crear-post label {
  display: block;
  font-weight: 600;
  margin-bottom: 0.35rem;
  color: var(--color-text);
}
.form-crear-post .form-control {
  width: 100%;
  padding: 0.6rem 0.75rem;
  border: 1px solid #ccc;
  border-radius: var(--radius);
  font-family: inherit;
  font-size: 1rem;
}
.form-crear-post textarea.form-control {
  resize: vertical;
  min-height: 120px;
}
.form-crear-post input[type="file"].form-control {
  padding: 0.4rem 0;
  border: none;
}
.form-crear-post .form-actions {
  display: flex;
  gap: 0.75rem;
  margin-top: 1.5rem;
}

/* Botón flotante contacto (izquierda) */
.floating-contact {
  position: fixed;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  z-index: 999;
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding: 14px 12px;
  background: #043BA3;
  border-radius: 0 20px 20px 0;
  box-shadow: 3px 0 16px rgba(0, 0, 0, 0.2);
}
.floating-contact-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  color: #25D366;
  text-decoration: none;
  border-radius: 12px;
  transition: transform 0.2s ease, background 0.2s ease;
}
.floating-contact-btn:hover {
  color: #2de673;
  transform: scale(1.08);
  background: rgba(255, 255, 255, 0.08);
}
.floating-contact-btn svg {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
}
@media (max-width: 768px) {
  .floating-contact {
    left: 0;
    padding: 12px 10px;
    border-radius: 0 16px 16px 0;
  }
  .floating-contact-btn {
    width: 44px;
    height: 44px;
  }
  .floating-contact-btn svg {
    width: 24px;
    height: 24px;
  }
}

/* Input monto con botones más / menos */
.monto-control {
  display: flex;
  align-items: stretch;
  gap: 0;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid #ccc;
  background: var(--color-white);
  max-width: 220px;
}
.monto-control:focus-within {
  border-color: var(--color-primary);
  box-shadow: 0 0 0 2px rgba(var(--color-primary-rgb), 0.25);
}
.monto-btn {
  width: 44px;
  flex-shrink: 0;
  border: none;
  background: var(--color-bg);
  color: var(--color-text);
  font-size: 1.4rem;
  font-weight: 600;
  line-height: 1;
  cursor: pointer;
  padding: 0;
  transition: background var(--transition), color var(--transition);
  -webkit-tap-highlight-color: transparent;
}
.monto-btn:hover {
  background: var(--color-primary);
  color: var(--color-white);
}
.monto-btn:active {
  background: var(--color-primary-dark);
}
.monto-control input {
  flex: 1;
  min-width: 0;
  border: none;
  border-left: 1px solid #e0e0e0;
  border-right: 1px solid #e0e0e0;
  text-align: center;
  font-size: 1rem;
  font-weight: 600;
}
.monto-control input::-webkit-inner-spin-button,
.monto-control input::-webkit-outer-spin-button {
  -webkit-appearance: none;
  margin: 0;
}
.monto-control input[type="number"] {
  -moz-appearance: textfield;
}

/* Input monto: mostrar flechitas (spinner) en móvil - ya no aplica si usamos botones */

/* Checkbox términos y condiciones */
.form-group-checkbox {
  margin-top: 0.5rem;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
  cursor: pointer;
  font-size: 0.9rem;
  font-weight: 400;
}

.checkbox-label input[type="checkbox"] {
  margin-top: 0.25rem;
  flex-shrink: 0;
}

.link-ver-aviso {
  color: var(--color-primary);
  font-weight: 600;
  text-decoration: underline;
}

.link-ver-aviso:hover {
  color: var(--color-primary-dark);
}

.aviso-ver-line {
  margin: 0.5rem 0 0 1.75rem;
  font-size: 0.9rem;
}

.aviso-ver-line a {
  color: var(--color-primary);
  font-weight: 600;
  text-decoration: underline;
}

.aviso-ver-line a:hover {
  color: var(--color-primary-dark);
}

/* Modal Aviso de Privacidad */
.modal-aviso {
  position: fixed;
  inset: 0;
  z-index: 10000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
  overflow-y: auto;
  background: rgba(0, 0, 0, 0.5);
}

.modal-aviso:target {
  display: flex;
}

.modal-aviso-backdrop {
  position: absolute;
  inset: 0;
}

.modal-aviso-backdrop a {
  display: block;
  width: 100%;
  height: 100%;
}

.modal-aviso-content {
  position: relative;
  background: var(--color-white);
  border-radius: var(--radius-lg);
  max-width: 640px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  padding: 2rem;
  box-shadow: var(--shadow-lg);
}

.modal-aviso-close {
  position: absolute;
  top: 1rem;
  right: 1rem;
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  line-height: 1;
  color: var(--color-text-muted);
  text-decoration: none;
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
}

.modal-aviso-close:hover {
  color: var(--color-text);
  background: var(--color-bg);
}

.modal-aviso-title {
  font-size: 1.35rem;
  margin-bottom: 1.25rem;
  padding-right: 2.5rem;
}

.modal-aviso-body {
  font-size: 0.9rem;
  line-height: 1.6;
  color: var(--color-text);
}

.modal-aviso-body p {
  margin-bottom: 0.75rem;
}

.modal-aviso-body p:last-child {
  margin-bottom: 0;
}

.modal-aviso-body a {
  color: var(--color-primary);
  text-decoration: underline;
}

/* Página Aviso de Privacidad */
.aviso-privacidad-page {
  padding-top: 5rem;
  padding-bottom: 3rem;
}

.aviso-privacidad-body {
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--color-text);
}

.aviso-privacidad-body p {
  margin-bottom: 0.85rem;
}

.aviso-privacidad-body p:last-child {
  margin-bottom: 0;
}

.aviso-privacidad-body a {
  color: var(--color-primary);
  text-decoration: underline;
}

/* Página Términos y Condiciones */
.terminos-condiciones-page {
  padding-top: 5rem;
  padding-bottom: 3rem;
}

.terminos-fecha {
  font-size: 0.9rem;
  color: var(--color-text-muted);
  margin-bottom: 1.5rem;
}

.terminos-body {
  margin-bottom: 2.5rem;
}

/* Información de Costos (CAT) - letra pequeña y visible */
.terminos-cat {
  border-top: 1px solid rgba(0, 0, 0, 0.12);
  padding-top: 1.5rem;
  margin-top: 1rem;
  font-size: 0.8rem;
  line-height: 1.5;
  color: var(--color-text);
}

.terminos-cat-title {
  font-size: 1rem;
  margin-bottom: 0.75rem;
  color: var(--color-text);
}

.terminos-cat-intro {
  margin-bottom: 1rem;
}

.terminos-cat-producto {
  margin-bottom: 1rem;
  padding: 0.75rem;
  background: var(--color-bg);
  border-radius: var(--radius);
}

.terminos-cat-nota {
  display: block;
  margin-top: 0.35rem;
  font-size: 0.75rem;
  color: var(--color-text-muted);
}

.terminos-cat-importante {
  margin-top: 1rem;
  font-size: 0.8rem;
}